MILANO (ITALPRESS) – Qonto, a financial management solution for SMEs and free professionals, continues in its path to support Italian entrepreneurs and launches the remuneration of the company account. After France, Spain and the Netherlands, even in Italy professionals and Qonto customers can get a reward on their account simply by using payment services. The remuneration of the account, explains a note, “is part of an ever expanding financial offer, which includes credit products designed for the needs of SMEs, and rewards customers simply for their use of payment services. The new solution aims to respond to what is a priority for European companies: according to a survey conducted in recent months, in fact, the remuneration of accounts remains a key factor in the choice of business financial services. After the launch of the credit card and the trust, this solution also comes from direct listening to the needs of those who use the account every day to manage their business, confirming Qonto’s trajectory towards an increasingly complete financial offer for European SMEs.” The launch responds to a strong market demand: a Qonto survey conducted with Appinio in France, Germany, Italy and Spain in 2025 showed a strong interest of European companies for the remuneration of accounts. To the question whether receiving a remuneration (e.g. a 2% rate) on your business account would affect the choice of the banking provider, 88% of SMEs responded that it would represent a main motivation to choose or change operator. “Remuneration of accounts has always been the most requested functionality by our customers and market evidence confirms how central it is for SMEs and professionals throughout the European Union – said Lorenzo Pireddu, Managing Director South Europe of Qonto. Today we are proud to offer a reward up to 2%, with promotion for new customers to 4%, directly available on business accounts, without the need for a separate account. The business account becomes even more central in daily operating management: the natural operation of the account gives right to remuneration, just the right plan to activate it, and concretely accompanies the growth of the business, in a simple and immediate way”. Benefit from the new solution is simple: Qonto customers can activate the functionality in a few clicks and receive the remuneration on their main account every month automatically, making at least 5 monthly transactions from 1 euro or more. In addition, it still explains the note, it is not necessary to open a separate account as the remuneration is calculated directly on the balance of the main account and the sub-accounts Qonto. The balance remains always accessible and operational – without liquidity block – and the gains, estimated thanks to historical data and predictive analysis, are directly available for daily or unexpected expenses. Remuneration varies by type of plan: annual equivalent rates (AER) range from 1% to 2%, with ceilings between 50,000 euros and 200,000 euros, depending on the customer’s tariff plan. On the occasion of the launch, new customers with suitable plans can benefit from an exceptional 4% promotional rate for the first two months. Remuneration is calculated daily on the balance and credited in a single monthly payment, on the 2nd of the month.
– news in collaboration with Qonto –– Qonto mold office photo –
(ITALPRESS).
