MODENA (ITALPRESS) – BPER Banca stores the first half of 2026 with the usual consolidated income better than ever, pairs to 1.325,6 million euros (+14.7% regarding the previous year). Core revenues amounted to 3.565.3 million (+2.6%), driven by the margin of interest to 2.211.8 million (+1.4%) and net commissions to 1.353.4 million (+4.8%), supported by the strong growth of the gathering ( managed collection +12,8% and bankssurance +13.2%). Total financial assets (TFA) reach 424.3 billion euros. The Board of Directors chaired by Fabio Cerchiai also approved the acceleration of the Industrial Plan “B:Dynamic | Full Value 2027”, extending its objectives to 2028 in light of the results that exceeded the targets of the first year.
In terms of profitability and efficiency, Cost/Income ratio improves 41.4%, with an annual credit cost of 28 basic points. Net loans to customers rose to 129.7 billion with new issues of 13.5 billion (+1.5%). High credit quality is confirmed, with a gross NPE ratio of 2.3% (net to 1.1%) and a deteriorated credit coverage of 54.1%. The asset position highlights a CET1 ratio of 15.0%, supported by an organic generation of capital of 1.3 billion in the semester, with liquidity indicators well above the requirements (LCR 162%, NSFR 132%). EPS is at EUR 0.635. For 2028 the Group now aims at a net profit of approximately 2.7 billion euros, total revenues to 8.0 billion (of which net commissions increasing to 3.0 billion), a Cost/Income to ~40% and a CET1 ratio greater than 14.5%. A combined remuneration of shareholders in the period 2025-2028 equal to approximately 7.5 billion euros, through dividends and buybacks, with a total payout ratio equal to or greater than 85%. The technological front is planned to accumulate capex IT for around 600 million in the three-year 2026-2028 focused on automation, cybersecurity and artificial intelligence.
PAPA “SEMESTRE RECORD, ACCELERIAMO SU CRESCITA E REMUNERAZIONE AZIONISTI”
“BPER has once again achieved excellent results in the second quarter and in the first half, which take even more value in light of the outstanding commitment to complete the integration of Banca Popolare di Sondrio”. Franco Papa, CEO of BPER, says so. “The growth of jobs – with new offers for more than 13 billion euros, the increase of the managed and administered masses and the development of the activities to greater added value testify the validity of our path We continue to achieve the objectives previewed by the Industrial Plan at a rate higher than expected, as well as confirm also the forecasts to 2028 announced today. The new initiatives in Corporate, Private Banking & Wealth Management, Bancassurance, Digital and Operational Excellence will be a further accelerator of this growth. In just eighteen months, we have led an extraordinary change – in terms of size, strategic positioning and industrial model – transforming BPER into a national banking group with strong fundamentals, skills and investment skills to support the country in a systemic way”.
“We have proven to be able to manage and transform every discontinuity into a sustainable growth opportunity and build an asset that makes us ready for all future challenges today. Special thanks go to all the colleagues and colleagues of the Group who, thanks to their professionalism and dedication, allow us to translate our strategy into concrete results. The international recognition as “Italy’s Best Bank” recently awarded us by Euromoney is a further proof of the new face of BPER and a stimulus to continue with determination along this trajectory of growth” concludes Pope.
– Photo Ipa Agency –
(ITALPRESS).
