ROMA (ITALPRESS) – Unicredit closes a record 2025 with a net profit of 10,6 billion euros (+14%). “UniCredit – said the managing director Andrea Orcel – achieved once again a growth and a profit from record in 2025 reaching 10.6 billion net profit, up 14% compared to last year, and a RoTE of 19.2%, scoring 20 consecutive quarters of profitable growth and able to generate capital, and exceeding our own expectations. This result has been achieved despite extraordinary charges of 1.4 billion in the year, anticipated to further strengthen the mid-term trajectory. We ended the year with a solid CET1 ratio of 14.7% and a distribution to shareholders among the best in the sector for 9.5 billion, of which 4.75 billion dividends. We have given further evidence of operational efficiency among the best in the industry and equal to 38%. Our ambition is constantly leading to overperform in terms of profitable growth and able to generate capital and in terms of distributions, and we are confident that we can maintain this trajectory over the next five years.”.
“Looking ahead – adds – the combined strength of our people, our production factories, our ability to serve customers with a multichannel approach, and our resources in the digital, data and IA support our ambition to achieve attractive profitable growth and able to generate capital that leads to a net profit of about 13 billion and a RoTE greater than 23% in 2028, with the prospect of a further improvement. We remain focused on a disciplined performance in every macroeconomic context and are excited about what the future holds for UniCredit, our investors, our customers, our people and our communities.”.
Unicredit foresees in 2026 “a net profit of approximately 11 billion with a RoTE exceeding 20%”. In the transition from ‘Unicredit Unlocked’ to ‘Unicredit Unlimited’, it aims at total distributions combined with shareholders equal to approximately 30 billion over the next three years and equal to approximately 50 billion over the next five years. “Additional annual distributions, the bank underlines in a note, will be evaluated year by year on the basis of excess capital available.”.
– photo IPA Agency –
(ITALPRESS).
