ROMA (ITALPRESS) – In the last thirteen years the total wealth of Italian families has grown less than the average of the euro area and has lost its comparison with that of Germans and French. From December 2012 to June 2025 the increase was about 20.6%, against 45.1% of France and 108.2% of Germany, while the average of the euro area was 66.2%. If it is considered that in the period under review the index of monetary revaluation has been pairs to 1,22 Italian families have lost about 2% of wealth in real terms. This is what emerges from the analysis conducted by the First Cisl Fiba Foundation on the data provided by the Bce on distributed wealth (Distributional wealth accounts – Dwa). In general, the net wealth of all Italian families, equal in 2025 to 10,991,5 billion euros, represents 16.6% of that of the euro area, but down from 22.9% of 2012. Indebtedness of Italian families is about 10.1% of the euro area (792.3 billion out of 7.825.5), and has grown in the period under review 13.3%, against 27.9% of the euro area, 39.5% of Germany and 52.6% of France. If you consider the wealth per family, this at the end of 2012 (equal to approximately 375,6 thousand euros) was higher than that of the French and German families (respectively 325,1 and 228,5 thousand euros), while in mid 2025 it is lower (438.7 thousand euros against 442,2 thousand of the French and 461,6 thousand of the Germans).
“The result is that the Italian company is polarising – underlines the Fiba Foundation of First Cisl –: based on data in mid-2025, 50% of the population has just 7.4% of wealth, 60% stops at 12%, while the richer 10% controls 59.9%. Addirittura 5% richer holds over 49.4% of total wealth. The latter is the highest figure among large European countries. Only Austria, Croatia and Lithuania record a concentration of the highest wealth. The myth of the Italian people of savers no longer holds. The Eurostat figures show that the gross savings rate of households, which, already slightly lower in the beginning, has grown for Italian families less than the European average in general and French and German families in particular. In June 2025 the Italian figure (12.3%) is clearly below both the average euro area (15.4%) and Germany (19.2%) and France (18.7%)”.
– photo IPA Agency –
(ITALPRESS).
