MODENA (ITALPRESS) – Bper Banca closes 2025 with an ordinary net profit of end of exercise, which includes taxes for 994,5 million, is equal to 2.100.2 million. The ordinary result of the end of the year, at the expense of taxes, is positive for 3.184.3 million. The margin of interest was 3,268,5 million, down 3.2% fy/fy. Compared to the third quarter of 2025, the growth of the fourth quarter is 3.6% thanks to the positive effect of interest rates (+10.7 million q/q) which has more than offset the commercial dynamic of volumes (-4.7 million q/q). Net commissions are growing at 2.160.8 million (+5.0% fy/fy), thanks to investment services commissions at 927.5 million (+10.3% fy/fy), insurance company fees in the damage and protection branch amounting to 137.9 million (+7.5% fy/fy) and fees related to traditional banking activity amounting to 1.095.3 million (+0.6% fy). The dividends amount to 57,5 million (+37.6% fy/fy), of which 11,1 million are attributable to the participation in the Bank of Italy and 21,9 million in Arca Vita.
The net result of finance is positive for 71.0 million. Net operating income totalled EUR 5.711.7 million (+2.5% fy/fy). Total financial assets amounted to 327.7 billion, up 7.0% y/y. The direct collection from customers is 122,2 billion, up 4 billion y/y thanks to the strength of the bank in attracting the liquidity of customers. The managed collection has grown to 77.8 billion (+8.9% y/y); the administered collection amounts to 106.1 billion (+10.8% y/y); the data concerning the life policies is pairs to 21,7 billion (+3.4% y/y). The Cda approved the proposal for the distribution of a unitary dividend in cash of 65 cents, to the gross of the deposit paid during the month of November 2025, for each of the 2.091.322.638 shares previewed at the time of payment, taking into account the new shares to be issued in the exchange after the incorporation of the Banca Popolare di Sondrio for a total of 1,368 million gross.
“The year 2025, characterized by a constant instability of the geopolitical and macroeconomic context, has seen our Group achieve all the objectives set, from those of the industrial plan to the execution of the operation on Banca Popolare di Sondrio. It was a very intense year, during which we worked at full pace, and the results presented today are proof of our ability to continue to respect the commitments made with the market and with all our stakeholders”. So Gianni Franco Papa, Ad of the Bper Group, commenting on the data relating to 2025. “The focus on the success of the operation on Banca Popolare di Sondrio has not distracted attention from the business development activity, as demonstrated by the growth of volumes and commissions, new issues for individuals and businesses for more than 25 billion Group level, by the constant solidity of all asset and liquidity indices and robust asset quality,” he adds.
“They were not discounted, given the general context, and for this reason great satisfaction and for which I thank all colleagues and colleagues. Today Bper is positioned in a distinctive way in the national banking landscape, thanks to the presence even more rooted and capillary throughout Italy, in particular in the regions of the North with higher productivity, and strong penetration into the market of private, business and in the management of savings. We started 2026 with unchanged result orientation, ready to complete integration and confirm our growth path as a Group, continuing to generate tangible value for our shareholders, customers and territories,” Pope concludes.
– photo IPA Agency –
(ITALPRESS).
