ROMA (ITALPRESS) – In January, according to the data of a report of the Bank of Italy, loans to the private sector, corrected on the basis of the harmonized methodology agreed within the European System of Central Banks (SEBC), increased by 2.2% over the twelve months (2.0 in the previous month). Household loans increased by 2.5% (as in the previous month) while non-financial corporations increased by 1.7% (1.8 in December). Private sector deposits increased by 3.9% (2.2 in the previous month); bond collection increased by 1.9% (as in the previous month). The overall actual annual rate (Taeg) on new loans to households for housing purchase was 3.87 percent (3.81 in December).
The share of these loans with initial rate determination period up to 1 year was 20.4% (18,5 in the previous month). The Taeg on new consumer credit issues was 10.19% (9.97 in the previous month). Interest rates on new loans to non-financial companies amounted to 3.53% (3.59 in the previous month), those for amounts of up to 1 million euros were 4.07%, while the rates on new loans amounting to more than 3.24%. Passive rates on the existing deposits complex amounted to 0.64% (0.62 in December).
– photo IPA Agency –
(ITALPRESS).
