MILANO (ITALPRESS) – In the first half the consolidated net profit of Banca Generali has reached 278.7 million in increase of 39.2% regarding the 200.2 million of the same period last year. The data benefited from the record level reached by the recurring profit, amounting to 202,1 million (+14.6% a/a), supported by the normalization of operational dynamics, the distinctive positioning of the Bank, and by a model of diversified business and further strengthened by the most recent strategic initiatives. The non-recurring profit amounted to 76.6 million (23.8 million in the first half of 2025). The intermediation margin rose by 28.4% on an annual basis to 606,8 million, driven by the contribution of all its items, including the net recurring commissions (291.9 million, +15.3% a/a) and the financial margin (189.0 million, +6.8% a/a). The result of the financial management has grown to 21,6 million (+41.8% a/a), supported by the treasury activity of Banca Generali and the strong contribution deriving from the global markets and sales and trading of Intermonte for 13,2 million (+81.9% a/a).
Operating costs amounted to 181.8 million, with an annual change of +10.6% or +8.7% excluding non-recurring expenses mainly related to the implementation of strategic and IT projects. On the balance sheet, Banca Generali confirmed solid regulatory parameters with the CET1 ratio at 17.2% and Total Capital Ratio (TCR) at 19.0%. The Leverage ratio of the Bank stood at 5.7%, well above the minimum regulation. At the end of June, the total managed, administered and under consulting by the Banca Generali Group reached the new maximum of 129.0 billion (+13.6% a/a, +6.7% from the beginning of the year). In the first half of 2026 the total net collection stood at 4,4 billion (+47% a/a), the best result ever for the period.
“We call for the best semester of our history, with a double-digit growth of the main operating voices, a record collection and masses to the newest. A result that confirms the solidity of our model and the ability to create value through the growth of customers, the evolution of supply and the continuous strengthening of the quality of revenues”. Thus the ad and general manager of Banca Generali, Gian Maria Mossa, commenting on the data of the first semester. “In a context characterized by volatility and renewed complexity, the value of counselling is increasingly central in family choices. The strength of our network – he adds – joins today to increasingly distinctive asset management platforms in Italy, Luxembourg and Ireland, which allow us to broaden the solutions available to customers, improve the business mix and further strengthen our competitive position.”.
“Parallelamente, continues with very encouraging results the development of the main strategic initiatives. Intermonte synergies strengthen our offer and dialogue with entrepreneurs. In this area the recent project developed together – PMI2Change – which supports the approach between capital and enterprises, favouring the growth path of Italian SMEs. Finally, the completion of the roll-out of the Insurbanking project with Alliance is producing very positive results, and the initiatives linked to artificial intelligence, for the benefit of the efficiency of the bank and the operation of the network. Let us look at ourselves, in the second part of the year with confidence and determination – concludes Mossa – strong of the quality of people, of the solidity of our results and of the conviction to continue to grow creating value also in a scenario characterized by incognite”.
-Photo: Press Office Banca Generali-
(ITALPRESS).
