The ROMA (ITALPRESS) – In 2024 for the traditional current accounts a decrease in the basic fees and those for the issue of debit cards, while the average commissions applied on the operations carried out were increased. Currentists have also increased. As a result of these factors, overall average management expenditure remained substantially unchanged, at EUR 101.1 (100.7 in 2023). The Bank of Italy announced this in the Survey on the expenditure of current accounts of households in 2024.
For online current accounts, unit prices of services decreased, while operation increased; the relative average expenditure of management has increased of 1,7 euros, to 30,6 euros. For postal accounts, both unitary commissions and operations increased, resulting in an increase in average management expenditure from 67.3 to 71,6 euro. The average expenditure weighted for the three types of current account stood at 85.3 euros, down 2.5 euros compared to that of the previous year; the decrease reflects the change of the weights of the population and in particular the increase of the weight of the online accounts (- 3.6 euros) and the contemporary increase of the prices (+1.0 euros) and the operativity (+0.1 euros).
The commission for the provision of the funds (MDF) applied in the contracts for the opening of credit in current account remained almost stable at 1.6 per cent of the credit granted (was 1.7 in 2023); the unitary commission of fast instructor (CIV) applied on the bankruptcy and current account discoveries has increased from 13,7 to 16,2 euros.
– Photo IPA Agency –
(ITALPRESS).
