Unicredit launches Premium One, first insurance solution built in-house

MILAN (ITALPRESS) – UniCredit announces the launch of UniCredit Premium One, the first unit-linked policy that combines the distinctive skills of its factories produced in the insurance and investment sector to the high quality consulting service of the Wealth Management and Private Banking Group. UniCredit Premium One is a concrete example of the UniCredit Group’s strategy aimed at maximizing the vertical integration of the value chain and using internal skills to offer customers the best solutions. UniCredit Life Insurance, the onemarket investment fund platform, Group Investment Strategy specialists, and the bank’s Wealth Management & Private Banking network have shared their expertise to develop an integrated product for high-end customers, 100% branded UniCredit. UniCredit Premium One is a highly customizable unit-linked life policy to facilitate the financial and successful planning of subscribers. Its coverage perimeter can be further expanded by adding a death case increase, a guarantee loss protection to balance of any lowercases, a decumulation plan or a return conversion.

From the financial point of view, the solution allows customers to invest in a new range of onemarkets internal insurance funds, designed specifically for this new policy and which are able to meet different levels of risk propensity. The new internal funds cover different asset classes through stocks, bonds, ETFs and proprietary funds. The UniCredit Group Investment Strategy team will actively manage internal funds based on the continuous analysis of the international financial markets and the Group’s strategic view.

Alessandro Santoliquido, CEO of UniCredit Life Insurance, said: “The UniCredit Premium One policy has been developed in the logic of improving value for money for customers in our Wealth Management and Private Banking channel, with renewed insurance content and the most useful contractual options for personalized and efficient advice. It combines in a single solution the best insurance and financial expertise of the UniCredit group, a unique mix of features to support the wealth planning of the most sophisticated customers.”.

Renato Miraglia, Head of Wealth Management & Private Banking Italy of UniCredit, said: “Our customers aim to preserve and grow their capital over time, with the aim of ensuring its transmission to future generations. The increase in longevity requires transforming the way families manage their heritage. The new UniCredit Premium One solution fits into this context, facilitating the needs of increasing and moving assets without necessarily compromising the composition of the portfolio.”.

– photo of repertoire IPA agency –

(ITALPRESS).

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